CanadaNow available in Canada

Send money. Hold USD.
Trade crypto.

The financial platform built in Canada for a connected world. Send remittances, open USD accounts, and buy crypto — all in one place.

FINTRAC Registered MSB
Canadian-Owned & Operated
Bank-Grade Encryption
AML/KYC Compliant
15+ Countries Supported
Our Services

Everything you need, one platform

From cross-border payments to crypto trading, Caibo Pay brings all your financial needs together.

REMITTANCES

Move money across borders

Send and receive money to 15+ countries including Colombia, Argentina, Brazil, Mexico, USA, Europe, and more. Fast, secure, and at competitive rates.

  • Receive via Zelle, ACH & Wire in USA
  • Pay via eTransfer & EFT in Canada
  • Real-time exchange rates
  • Track your transfer in real-time
ColombiaColombia
ArgentinaArgentina
BrazilBrazil
ChileChile
PeruPeru
EcuadorEcuador
MexicoMexico
PanamaPanama
USAUSA
CanadaCanada
EuropeEurope
AustraliaAustralia
ChinaChina
ParaguayParaguay
UruguayUruguay
BANKING

Your own US dollar account

Get a virtual USD account with your own routing and account number. Receive payments, hold USD, and manage your money — without a US bank.

  • Personal routing & account number
  • Receive ACH & wire transfers
  • Hold and manage USD balances
  • No US address required
USD

USD Account

Active

$5,240.00

Available

Routing Number

021000021

Account Number

****4521

CRYPTO

Buy, sell & hold crypto

Trade Bitcoin, Ethereum, USDT, and USDC at competitive rates. Real-time prices, instant execution.

  • BTC, ETH, USDT, USDC available
  • Real-time market prices
  • Convert between fiat and crypto
  • Secure custody
BTC

Bitcoin

BTC

$97,245.00

+2.4%

ETH

Ethereum

ETH

$3,456.12

+1.8%

USDT

Tether

USDT

$1.00

0.0%

USDC

USD Coin

USDC

$1.00

0.0%

How It Works

Up and running in minutes

Getting started with Caibo Pay is simple. Four steps to access all our financial services.

01
01

Create your account

Sign up in minutes with just your email. No paperwork, no branch visits.

02
02

Verify your identity

Quick KYC verification with government ID. Most verifications complete in minutes.

03
03

Fund your account

Deposit via eTransfer, EFT, crypto, or bank transfer. Multiple options available.

04
04

Start transacting

Send money abroad, trade crypto, or receive USD. You're all set.

Security & Compliance

Built on trust. Regulated in Canada.

As a registered Money Services Business, we maintain the highest standards of compliance and security to protect your funds and data.

FINTRAC Registered MSB

Registered Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada.

PCMLTFA Compliant

Full compliance with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act.

AML/KYC Procedures

Identity verification for all customers with ongoing transaction monitoring and suspicious activity reporting.

Bank-Grade Encryption

All data encrypted in transit and at rest. Industry-standard security protocols protect your information.

Canadian Sanctions Screening

All customers and transactions screened against Canadian sanctions lists and international watchlists.

Regulatory Reporting

We file STRs, Large Cash Transaction Reports, and all required reports with FINTRAC as mandated by law.

For Businesses

Built for businesses too

Access our API, process bulk payments, and manage multi-currency accounts for your business. Everything you need to move money at scale.

REST API & SDKs

Integrate payments directly into your application with our developer-friendly API.

Bulk payment processing

Send payments to multiple recipients at once. Perfect for payroll and vendor payments.

Multi-currency accounts

Hold and manage funds in multiple currencies. Receive payments from anywhere.

Start moving money today

Open your free account in minutes. No monthly fees to get started.