About Us

About Caibo Pay

We're building financial infrastructure that connects Canada with the world. Our mission is to make cross-border payments, banking, and crypto accessible to everyone.

Our Story

Caibo Pay was born from a simple frustration: sending money home shouldn't be complicated or expensive. As immigrants in Canada, we experienced firsthand how difficult and costly it was to send money to family in Latin America.

Traditional banks charged outrageous fees. Existing remittance services offered poor exchange rates. And the entire process felt like it was stuck in the last century. We knew there had to be a better way.

Founded in Moncton, New Brunswick, Caibo Pay is a Canadian company registered as a Money Services Business (MSB) with FINTRAC. We built our platform from the ground up to be compliant, secure, and accessible — because we believe you can move fast without cutting corners.

Today, Caibo Pay offers cross-border remittances, USD virtual accounts, and cryptocurrency trading — all from one platform. We serve customers across 15+ countries, and we're just getting started.

Founded in

Moncton, NB, Canada

Regulatory Status

FINTRAC Registered MSB

Countries Served

15+

Legal Entity

Caibo Inc.

Our Values

Security First

We protect your money and data with the highest industry standards. Compliance is not an afterthought — it's built into everything we do.

Transparency

No hidden fees, no fine print. We believe you deserve to know exactly what you're paying and where your money is going.

Accessibility

Financial services should be available to everyone, regardless of where you were born or where you live. We're building for the underserved.

Compliance

As a FINTRAC registered MSB, we maintain rigorous AML/KYC procedures. Doing things right isn't optional — it's who we are.