For Businesses
Financial infrastructure for your business
Access our API, process cross-border payments, and manage multi-currency accounts at scale. Built for businesses that move money globally.
201POST /v1/transfers
{ "id": "txn_1a2b3c4d5e6f", "status": "completed", "amount": 50000, "sourceCurrency": "CAD", "destinationCurrency": "COP", "exchangeRate": 3245.50, "fee": 4.99, "destination": { "country": "CO", "accountHolder": "Maria Garcia" }, "created": "2026-03-15T14:30:00Z"}Transfer created
$50,000 CAD → COP
Payment Solutions
Everything your business needs to move money
Cross-Border Payments API
Send payments to 15+ countries via our REST API. Support for USD, CAD, and local currencies.
- Programmatic transfers
- Real-time status webhooks
- Competitive FX rates
Multi-Currency Accounts
Open and manage USD accounts for your business. Receive payments with your own routing and account number.
- USD virtual accounts
- ACH & wire receiving
- Balance management API
Bulk Payments
Process batch payments to multiple recipients at once. Perfect for payroll, vendor payments, and disbursements.
- CSV batch upload
- Multi-country payouts
- Scheduled payments
Developer Experience
Built for developers
terminal
curl https://api.caibopay.com/v1/transfers \
-H "Authorization: Bearer sk_live_..." \
-H "Content-Type: application/json" \
-d '{
"amount": 50000,
"sourceCurrency": "CAD",
"destinationCurrency": "COP",
"destination": {
"type": "bank_account",
"country": "CO",
"accountHolder": "Maria Garcia",
"accountNumber": "1234567890"
},
"reference": "Payroll March 2026"
}'Compliance
Enterprise-grade compliance
As a registered MSB with FINTRAC, we maintain the highest standards of regulatory compliance. Your business benefits from our robust AML/KYC framework.